I don’t see what the problem is. I mean at worst this is just a new paint job, all right granted that may need to get checked out that would be a good start paying someone to fix the thing you did all right eh I get it just stop looking at me with those puppy-dog eyes
Let me see what I’ve got not those, this expired seven years ago what think it?
I don’t that I imagine you did regardless I’ll need you to use real money the kind that doesn’t expire, but what if it could great he’s doing one of his things again well at least it buys me some time idea so crazy it just might work hmm what if money had an expiration date let’s say we have buck your average young adult citizen of Buckland he works a normal 9 to 5 job at Buckland industries and makes somewhere in the range of $50,000 a year but Buckland is a bit of an oddity because their money expires in 7 days which is a problem for buck
He has to live paycheck to paycheck and by the time he gets his second pay the first paycheck has already expired, whether he spent it or not what does this mean for the buck? well, it means he’ll never be able to save money Buck’s already accepted that he’ll never be able to afford a house or a down payment he may not even be able to afford a car so if buck needs to make a big purchase or buy something for an emergency what can he do?
Well, he could apply for a loan through since money expires after 7 days wouldn’t banks be struggling, that would depend on how they loan out money Buckland’s Bank could get by if they did background checks and only loaned out mine to people who could afford it and by afford.
I mean make minimum payments every week or they could do well if they had some kind of money renewal program maybe through a partnership with the government to recycle old currency exchange for a tax or fee if buck did want to take care alone.
Would have only seven days to pay it, off kind of like a payday loan of course with any loan there’s interest and so buck could easily find himself in a cycle of borrowing money and then owing more money on top of the amount he borrowed but buck doesn’t see any need to take out a loan he prefers to live within his means and pay all his bills on time I mean it would be that or face interest rates and with how fast money expires I don’t want to even think about how high interest rates would get then again if buck can’t save up he may need those loans in case of emergencies bucks parents get sick and he can’t pay for the help they need out of pocket so he turns to the banks and borrows money now buck is saddled with debt debt with a high interest rate so high that he can only pay back his minimum payments every week that is assuming buck hasn’t found another way to save with the exploration of money a side economy opens up in Buckland while many buck lenders would likely just focus on their day-to-day needs and use leftover money on luxury items like art video games or fancy food others would find ways to save namely precious resources like gold silver or land buck isn’t a genius but he isn’t dumb he knows having something that holds and grows value can be important when in a turbulent situation so every pay he invests a bit into gold it doesn’t buy much most of it had already been bought by the rich still owning some gold means that buck now has another kind of currency since no one in Buckland can save money trading resources has become a market all of its own but while buck is doing okay not everyone else is Buckland has a problem with crime as its poor citizens find their meager amount of money vanishing right before their eyes unable to save any up when things get tough some don’t see any other options hmm actually this idea is sounding kind of familiar oh right expiring money was actually used in Austria back in 1932 a town called Vogel adopted money that devalued over the course of a year hoping to revitalize the town’s stagnating economy and you know what it worked well until the project was shut down by Austria central bank after a single year from what I recall they weren’t huge on individual townships having their own currencies but that’s not the only other kind of money that we’ve seen in the real world conflicts can lead to new forms of currency being adopted like in the American Civil War and banks and companies used to be able to issue their own banknotes there aren’t any expiring currencies around right now though Japan has experimented with negative interest rates so that means money saved in a bank loses value over time huh I wonder how that’s going well here’s the thought for another time I better get some sleep before I expire to fight fire with fire why would you ever know